Articles

In 2026, the question is no longer whether Artificial Intelligence will impact finance, but how financial leaders are leveraging it to transition from a reactive role to a purely strategic one. At Sema Strategies , we are witnessing a clear divide: on one side, those still overwhelmed by manual consolidations; on the other, those harnessing AI to drive growth in real-time. Here is my rigorous selection of 16 essential tools, categorized by performance pillars. 1. Financial Op

Are you exporting to the United States? A new customs measure, effective as of April 6 , could significantly impact your U.S. sales and bottom line. The Measure: U.S. Customs and Border Protection (CBP) has implemented increased oversight and potential additional duties on specific raw materials. (Official source: CBP Bulletin ) The Financial Impact: We are looking at potential surtaxes of up to 50%  on the customs value of your goods. For an SME, such a cost can instantly

You master your industry, you know your clients, and you know your competition by heart. But when it’s time to open your financial statements, do you feel that slight hint of discomfort? Navigating a business without mastering its finances is like flying a plane without a dashboard: you don’t know you're losing altitude until it's too late. Too many entrepreneurs fly "blind," looking only at their bank balance. To transform this uncertainty into a strength, here are the 4 pil